Tag Archives: ways to save money

10 Ways to Make Your Dorm Magical

August 24, 2016

We’ve already given you the ultimate packing tips for heading off to school. Now, we’re back at it again with tips to make your dorm comfortable and magical! While you’re at school, your dorm room is home. Being comfortable and relaxed in your dorm is a key to more productivity and less stress. You can get better sleep, study more effectively, and be more relaxed when your space is clean and attractive. Let’s get going!

Make Your Dorm Magical | Cash4Books

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Heartfelt Valentine’s Day Ideas for the Romantic on a Budget

February 10, 2016

Valentines Day Ideas on a Budget

It’s February and Valentine’s Day is almost here! It’s definitely a time for the romantics and lovebirds. Showing others how much you care is always important and appreciated. However, many people feel pressured to pull out all the stops on Valentine’s Day. That can be especially tricky for students and recent grads. If money is tight, don’t worry about it! It’s not about how much you spend. It’s about expressing your true feelings! Continue reading

5 Practical Ways to Save Money for College

March 22, 2013

 

Photo Courtesy of Incometherapy

Photo Courtesy of Incometherapy

Are you looking for ways to save money for college? Pursuing a college degree is expensive and a challenging endeavor.  This is the part of  life where you need to learn how to manage your class schedule and your finances, as well.  College life is where you discover how to become more independent because you have to take care of your food, transportation, textbooks, supplies, tuition, budget, entertainment and many others.  It is normal to feel scared on how you will handle all these things, but come to think of it, you can actually transform your “fear” into an exciting experience, if you know the effective student money saving tips. When you follow the five practical money management tips, you do not have to worry and panic about getting broke in college.

 

Learn How to Budget Money

Photo Courtesy of Supermoney Save

Photo Courtesy of Supermoney Save

Organizing and keeping track of your finances is the fundamental financial skill that you should learn as an adult.  Getting an idea on how much you need to spend in a month will help you to keep your finances in order. Prepare a worksheet, and track where your money goes.  Keep your receipts so you can easily record your spending.  It is also useful if you want to compare your records monthly.  Remember, you don’t need to spend all your money, make sure that you set aside a portion of your allowance for “rainy days”.

 

 

 

Buy Used Textbooks

Photo Courtesy of How Stuff Works

Photo Courtesy of How Stuff Works

Buying new textbooks can be very expensive.  New science books for instance, may cost around $300 or more. Why buy expensive books, if you can have a second-hand book which is also of good quality?  Look around in a local bookstore near you; most of them sell heavily discounted textbooks in good condition.  You can also ask some college students who are ahead of you and or a friend who took the same course, if they can lend you their books or you can also rent to them.  You can increase your college savings if you are using second-hand textbooks. You can also visit your College Library and borrow textbooks for free.

Did you know that according to the College Board an average student pays around $1,137 for textbooks and supplies per year? Imagine how much you can save for four years (or depending on how long you will stay in college) if you are taking advantage of these opportunities?

 

Look for Freebies

The best thing about college life is that there are a lot of free amenities that you can enjoy inside the campus. As a matter of fact, most campuses offers free gym membership, free movie rentals, guest lecture series, sports activities, student clubs, and dorm diners.  Instead of paying for these services outside, try to look, ask, and build your networks around the campus. Take advantage of these amenities so you can save your money.

Moreover, don’t forget to bring your college ID with you, even outside the campus, there are some shops, bookstores, and transportation services that offer discounts for college students, just smile and present your student ID as a proof.

 

Be Smart and Frugal with your Dorm or Apartment Living

Photo Courtesy of Quizzle

Photo Courtesy of Quizzle

When you are eyeing for some appliances for your dorm, try to check with your parents, if they have old appliances at home which they are not using anymore.  You can borrow it for the meantime instead of buying a new one.  You can also check with your dorm if they have a program for low-cost appliance rentals.  If there is none, there are some companies that offer for rent services, which you can also avail.  Buying new appliances are costly and you may not be able to use it after college particularly if you plan to move-out or work in other places.

If you are living in an apartment, look for few roommates or ask your friends to live with you, so you can split the rent. Living off-campus can be very costly because you need to pay for internet connection, furniture, transportation, phone, and security deposit during summer months.   If you can share these expenses, you can set aside some money for your college savings.

 

Look for Scholarship Grants and other Money Resources

Photo Courtesy of College to Careers

Photo Courtesy of College to Careers

Scholarship grants and other financial aids will help you to pay your bills. Ask your school regarding their scholarship programs and offerings, and how you can avail them.  Do your best to get good grades, so you can be eligible for scholarships for graduate studies, if ever you plan to pursue it. If you have good grades, you can easily build your networks and get good recommendations after graduation.

If you have extra time, you can also look for part-time jobs, so you can increase your college savings. You can also invest some of your money with a discount broker, so you can start saving money for your future. Learning the different ways  to save money will rescue you from being broke.  It will also train you to become more discipline in handling your finances.  If you follow these money management tips by heart, college life will be more fun and rewarding for you.

Save Money On Your Wedding Reception

November 10, 2011

7 Ways To Save Money On Your Wedding Reception

The average American wedding costs around $30,000! When any bride takes a look at the cost of entertainment, food, the cake, and more, it’s not hard to see where those thousands go. However, it’s perfectly possible to have a beautiful, fun wedding reception without plunking down your life savings. Here are a few tips to save money on your wedding reception:

Save money on your wedding reception.

Do you really want Uncle Charlie at your wedding? Image credit: daryl_mitchell, Flickr.com.

1. Trim the guest list.
This is the simplest, easiest way to save money on your wedding reception. The number of guests you have to cut depends on how much you need to trim your budget; if your cost per head is $50, downsizing from 200 guests to 150 saves you $2,500! If you’re worried about insulting someone, go with a close friends and family only reception and visit with other guests afterwards, perhaps by throwing a small dinner party.

2. Simplify your decorations.
Decorations for a wedding reception can get pricey, so simplifying what you use can ease the strain on your wallet. This can be done in a number of ways. Use bigger tables so you need fewer centerpieces and tablecloths. Consider purchasing local in-season flowers and greenery. You can even try out non-floral decorations like candles or lanterns, which can be bought in bulk from a range of suppliers for as little as $1 apiece.

3. Don’t leave an unnecessary paper trail.
You’ve already shelled out a lot of cash for beautiful invitations and ceremony programs, so you don’t need to keep spending on unnecessary paper items for the reception. This can include menus, table numbers, escort cards, and more. Menus are overkill at a buffet dinner or simple hors d’oeuvres affairs, but if you really want one, consider placing a single sign near the reception entrance announcing the options. Have your favors double as escort cards by attaching a small tag with each guest’s name and table.

4. Plan for hidden costs.
“Hidden costs” are any costs that you don’t immediately think of, but which appear on your bill later and can completely blow your budget. They may be service charges, bottle-opening fees, gratuities, and cake-cutting fees. Before you sign a contract with your vendors, ask about these fees and make sure you can afford them.

5. Consider a mid-week reception.
Saturday weddings are popular but expensive. Just like hotels and vacation venues, booking an event in the middle of the week can shave a lot of cash off your bill. The same is true for weddings around major holidays and even peak times of the day. Just make sure you let your guests know well ahead of time so they can request enough time off from work.

Save money on your wedding reception.

Do you really need all of this? Image credit: D.L., Flickr.com

6. Don’t serve a full bar.
Open bars can get pricey when you’re charged by the bottle. Instead of having an open bar at your reception, go for one or two signature drinks, or skip the alcohol altogether. If you still want an open bar but need to save money, consider closing the bar for an hour sometime during the reception, such as during the hor’s d’oeuvres or while guests are seated during dinner.

7. Use some elbow grease.
With some careful planning, DIY-ing your wedding can save a lot of money. What you make or do yourself depends on your own abilities and how much help you have, but the possibilities are limitless. Make your own centerpieces, favors, wedding album, and more. This also works for saving money on the ceremony.

Whatever your budget, you can have a great wedding. Just follow these tips and use your own ingenuity to save money on your wedding reception. But don’t forget the most important part – enjoy your wedding no matter what!